Reconsidering your pension contributions

Increases to National Insurance Contributions (NICs) from next April have made employee pension contributions less attractive. That headline is not one you might expect to see from a financial adviser, but there is some solid logic behind it. Consider Jane … Continue reading

The Triple Lock trip up, take two

State pension increases and the Triple Lock are back in the spotlight. About a year ago, during the first wave of the pandemic, several think tanks started to look at the potential repercussions of the then crumbling economy on state … Continue reading

A hint of rising interest rates?

The Bank of England has suggested that interest rates may rise sooner than expected. After its August meeting, the Bank of England (BoE) was never expected to announce any change in base rate from the 0.1% set in response to … Continue reading

So, farewell then 6 April?

The UK’s unusual tax year end date is coming under scrutiny in tandem with potential changes to the tax year basis for the self-employed. The start of the tax year in the UK is 6 April. It is a date … Continue reading

Widening gender pension gap with a Covid-19 twist

New research has highlighted a growing retirement income gap between men and women, which has been exacerbated by the pandemic. According to the Office for National Statistics (ONS) life expectancy calculator, at age 55: Men have a life expectancy of … Continue reading