Government bonds, often called gilts, are traditionally dull investments. However, as recent events highlighted, they are an important part of the financial landscape. Gilt-edged securities (gilts) earned their name in a bygone, pre-electronic era, when they were issued as certificates … Continue reading →

The latest data from the Office for National Statistics (ONS) reveals that more people than ever are working beyond age 65. Source: ONS 9/2022. One of the stranger economic statistics of recent times has been the strength of employment markets … Continue reading →

There are many simple ways to cut expenditure and ease the bite of inflation. Source: ONS. The peak reading for inflation is likely to have been changed by the government’s September decision to introduce a ‘price cap’ of £2,500 on … Continue reading →

The announcements in September’s not-so-mini-Budget have altered the balance between operating your business as self-employed or via a company. In September, the new Chancellor announced a range of tax and other changes including: The increases in corporation tax announced by … Continue reading →

September’s ‘mini-Budget’ made major changes to tax and national insurance contribution (NIC) rates, which have important short-term consequences. The ‘fiscal event’ that the new Chancellor, Kwasi Kwarteng, presented in late September was more a ‘maxi’ than a ‘mini-Budget’. It contained … Continue reading →