How Ready Are You for Retirement?

A recent survey has highlighted a worrying lack of awareness among the public about upcoming pension changes, and the importance of planning ahead.  While media coverage is focused on what surprises might emerge in the November Budget, new research suggests … Continue reading

Gilts in Focus Ahead of the Autumn Budget

As the Autumn Budget draws near, UK government bonds, commonly known as gilts, are once again under the spotlight. The term gilts may sound confusing, but it has historical significance: Originally, government bonds were printed on gilt-edged paper. More importantly, … Continue reading

To Draw or Not to Draw – Taking Cash from Your Pension

Are you thinking about withdrawing a lump sum from your pension ahead of the Autumn Budget? One of the key tax advantages of pension savings is the ability to take up to 25% of your pension pot as a tax-free … Continue reading

The Pension Commission Returns – What Could It Mean for You?

More than two decades after its original launch, the government has announced the return of the Pensions Commission. Back in 2002, the Labour government led by Tony Blair appointed Lord Turner to head a commission tasked with reviewing the future … Continue reading

Interest Rate Cut Approved—But Only After a Rare Second Vote

August’s 0.25% interest rate cut wasn’t a straightforward decision, and it could shape how future rate changes unfold Source: Bank of England Since gaining independence in 1997, the Bank of England has set interest rates through its Monetary Policy Committee … Continue reading