If you have gaps in your national insurance contributions (NICs) record, then 31 July should be marked on your calendar. The introduction of the new state pension in April 2016 was one of the most significant reforms to state benefits … Continue reading →

The Financial Conduct Authority (FCA) has issued a warning on some trust services. An asset protection trust might sound like a good idea if you have assets you wish to protect. Unfortunately, the reality may be rather different, as the … Continue reading →

The government has deferred its decision on when to raise the State Pension age (SPA) to 68. In the US drama series, The West Wing, the day before the parliamentary recess was referred to as “Take out the Trash Day”. … Continue reading →

The recent problems in the banking world have raised questions around the current maximum protection for bank deposits: is it overdue for an increase? The figure of £85,000 is one you might have regularly seen in articles (or some adverts) … Continue reading →

Figures released alongside the Budget have highlighted a projected surge in the number of people who will pay more than the basic rate of tax. Source: OBR, HMRC. Both the Budget and the Autumn Statement are usually accompanied by a … Continue reading →