Student fees to rise in England in 2025

The long freeze on student tuition fees in England has come to an end. Do you know what the RPIX is? You might guess it’s related to inflation given that RPI is the Retail Prices Index. But what does the … Continue reading

The consequences of higher employer’s national insurance contributions

The impact of the Budget’s increases in national insurance contributions (NICs) are not limited to employers. There were three main changes to employer’s NICs announced in the Budget, all of which will take effect from April 2025: The secondary threshold … Continue reading

Why mortgage rates are going up when the Bank of England is cutting rates

Not every interest rate moves in the same direction. Source: Bank of England, Investing.com If you are approaching the end of your five-year fixed rate mortgage and currently enjoying an interest rate of around 2%, you have probably been watching … Continue reading

Nurture Winter 2024

Welcome to the Winter edition of our newsletter

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Have you seen my pension? The lost £31.1 billion…

There are now over three million ‘lost’ pensions worth over £31 billion. We all lose things, be it the proverbial change down the back of the sofa or TV remote. But how do you lose a pension? The answer is … Continue reading