At long last it has become possible to transfer Child Trust Funds to Junior ISAs.   One of the first acts of the coalition in May 2010 was to announce an end to the Child Trust Fund (CTF), with no … Continue reading →

ISAs can now be inherited in limited circumstances. In last December’s Autumn Statement, one of George Osborne’s surprise announcements was that ISAs would become inheritable by surviving spouses and civil partners. As pension funds can now pass down through generations, … Continue reading →

A Help to Buy ISA will be launched in the autumn, aimed at helping first time buyers get onto the housing ladder.   One of the rabbits which did not escape from Mr Osborne’s hat before the Budget was the announcement … Continue reading →

The Budget confirmed that the government is exploring ways to create a market in pension annuities.  One of the criticisms of the wide-ranging reforms to pensions that take effect on 6 April 2015 is that they only apply to those … Continue reading →

The income tax picture was improved slightly by the Budget. It almost goes without saying now that any Budget or Autumn Statement will include an announcement about an increase in the personal allowance. The 2015 Budget was no exception: Mr … Continue reading →