The Treasury has rebranded its ‘guidance guarantee’. The ‘guidance guarantee’ was one feature of the new pension tax regime on which the Chancellor placed considerable emphasis when he made his surprise Budget announcement last March. The initial consultation paper said … Continue reading →

The long-awaited terms for these bonds have been announced In last March’s Budget, the Chancellor announced that National Savings would launch a new Pensioner Bond with “market leading” rates. He said that for costings purposes, the assumed rates were 2.8% … Continue reading →

The first half of 2015 promises to be an interesting and potentially volatile time for investors. Have you completed that chore of updating the new calendar that hangs in the kitchen listing dental appointments, hairdresser visits and the other trivia … Continue reading →

Inflation has reached a 12 year low. Inflation, as measured by the Consumer Prices Index, hit a 12 year low in November of just 1%, surprising analysts. As the graph shows, inflation has been dropping almost uninterrupted since mid-2013 and … Continue reading →