Workplace Pensions – The Clock is Ticking for SMES

Nearly 4.5m people have now been automatically enrolled in a workplace pension, but the Pensions Regulator is worried about what happens next. If you are an employer, the first fact you need to know about the auto-enrolment process for your … Continue reading

“Fedspeak”

The USA continues to edge towards higher interest rates. The USA’s central bank, the Federal Reserve, issues a statement after each of the meetings it holds to consider interest rates, although unlike it UK counterpart, it usually convenes only eight … Continue reading

Pensions, Death and Tax

The Chancellor has outlined his plans for the tax treatment of pension death benefits. The treatment of death benefits was one of the key aspects of the planned pension reforms which was left unresolved after the initial post-Budget consultation process. … Continue reading

Yet More Party Politics

After a brief show of quasi-unity during the Scottish referendum campaign, it is back to business as usual for the politicians with Labour starting off the conference season. The next general election is now about seven months away. So this … Continue reading

(N)ISAs And Lack Of Interest

HMRC have published details of ISA investments for the last tax year and they tell a strange story. ISAs, which became NISAs on 1 July 2014, have long been popular with savers, as the graph below demonstrates. What is surprising … Continue reading