ISA freeze?

The Treasury has been talking about an ISA cap. The treasury has been consulting with financial services companies about the possibility of a cap on the amount that can be held in ISAs according to reports in one national newspaper.  … Continue reading

What you think happens, might eventually happen

The government is consulting on reforms to intestacy What happens if you die leaving only your spouse/civil partner, no children and no will? You might imagine that everything goes to the survivor, but currently that is not always the case. … Continue reading

How Now, Dow?

The Dow Jones Index has had a makeover The Dow Jones Industrial Average Index – often referred to as just ‘the Dow’ – is one of the most widely quoted stock market indices. However, it owes its fame more to … Continue reading

How much income will you need for retirement?

The Department for Work and Pensions (DWP) has been mulling over the answer to this question The gradual introduction of pension auto enrolment and the forthcoming reworking of the state pension system will alter the pension landscape in the years … Continue reading

Forward mis-guidance

September did not turn out as expected at the US Federal Reserve Back in May, the Chairman of the US Federal Reserve, Ben Bernanke, sent shivers through global markets when he suggested that a change to the central bank’s easy … Continue reading