Prepaying/repaying student loans

Are student loans something to avoid? With the 2024/25 academic year on the horizon, student finance is again a hot topic for many parents. How hot differs slightly for the UK’s four nations as each has a subtly different way … Continue reading

Pension decisions for the new government

Autumn won’t leave much time for the new government to settle before important pension policy decisions need to be made. When MPs return to work after the summer recess, many areas of policy will require attention. Some are inheritances from … Continue reading

Opening the books – the government’s spending inheritance…

The date of the next Budget has been announced, accompanied by the new Chancellor’s warning about government finances. Chancellor Rachel Reeves’ first announcement on entering 11 Downing Street was the commissioning of a ‘spending inheritance’ review from the Treasury. Her … Continue reading

Take a deep breath in a year of elections

Market responses to elections should be treated with caution. Source: Investing.com 2024 is a year of elections around the globe – in varying shades of democracy. On some counts, around 60 countries will vote, representing close to half of the … Continue reading

Heading down on interest rates?

Central banks around the world are beginning to cut interest rates with the European Central Bank leading the way. Source: US Federal Reserve, Bank of England, European Central Bank On 6 June 2024, the European Central Bank (ECB) became the … Continue reading