The Office for National Statistics has produced a stark picture of the pension landscape. The Office for National Statistics (ONS) regularly examines pension provision in the UK and its data clearly influences government pension policy. Last month the ONS published … Continue reading →

Fancy a 30% flat tax relief on your pension contributions? In 2006 the previous government introduced what it described as ‘pension simplification’, a radical reworking of the pension tax rules. Ever since, there has been a process which has now … Continue reading →

Have you given thought to estate planning?  If not, you may not have considered:  What might happen if your surviving spouse were to remarry How would this affect your children if your surviving spouse later changed their will in favour … Continue reading →

The spending round announcements at the end of June confirm continued austerity. The Chancellor produced what amounted to three mini-Budgets in his Autumn Statement last December. Many tax bands and social security rates were set for the years up to … Continue reading →

The number of people aged over 65 in work has reached a new record. There are now over one million people in work aged 65 or over according to the latest statistics from the ONS. That represents nearly one in … Continue reading →