It is no wonder that there are no new National Savings Index-linked Certificates… The Budget confirmed that National Savings & Investments (NS&I) money-raising target for 2013/14 is nil – in other words, all NS&I has to do is match inflows … Continue reading →

Just how much dearer has a retirement income become? The Office for National Statistics (ONS) produces a series of pension data, called Pension Trends, which it divides into 14 regularly updated chapters. In April, the ONS issued an update for … Continue reading →

The Government is consulting on reforms to intestacy. What happens if you die leaving only your spouse/civil partner, no children and no will? You might imagine that everything goes to your spouse or partner, but currently that is not always … Continue reading →

Two important announcements about investment platforms have recently emerged. Investment platforms have become a major part of the investment fund landscape in recent years. The five largest platforms now administer over £140 billion and account for nearly half of all … Continue reading →

The individual savings account (ISA) limit rose to £11,520 for 2013/14 (£5,760 for cash element). However, there was a more interesting development announced shortly before the Budget. The Government published the results of its informal consultations on including ‘within ISAs’ … Continue reading →