ISA time: add more now…

As the tax year-end approaches, it is time to top up your ISA. With February upon us, it won’t be long before the ISA supplements start appearing in the weekend papers. The end-of-tax-year rush to invest in an ISA is … Continue reading

RPI Survives

The Retail Prices Index (RPI) was given a stay of execution in January. In recent years, the RPI has fallen out of favour. The Government – and the Treasury in particular – has preferred to use the Consumer Prices Index … Continue reading

The year end starts here

We may just have started 2013, but one aspect of tax year end planning is already well underway. Venture capital trusts (VCTs) have three important tax benefits.  Investment in newly issued shares will normally qualify for income tax relief at … Continue reading

HMRC offers an exit route

Under renewed criticism for its inefficiency, HMRC is turning up the heat on users of complex tax avoidance schemes. Shortly before Christmas, HMRC announced that it was offering a ‘settlement opportunity’ to users of some of the more aggressive tax … Continue reading

…And another good year for bonds

2012 was another good year for fixed-interest investors. The prolonged squeeze on interest rates helped 2012 to be another good year if you held corporate bond fixed-interest funds, although government bond funds were virtually flat. The performance for the main … Continue reading