With potential changes to Individual Savings Accounts (ISAs) on the horizon in the Autumn Budget, the Lifetime ISA (LISA) is under critical review, raising questions about its viability for long-term financial planning.   Launched in April 2017 in George Osbourne’s final … Continue reading →

As summer gives way to the final fiscal quarter, attention turns once again to the Autumn Budget and with it, renewed speculation around tax reform. For business owners managing intergenerational wealth and individuals approaching retirement with substantial pension arrangements, this … Continue reading →

State pension policy is back under scrutiny and the future of the triple lock mechanism is looking increasingly uncertain.   Introduced in 2011/12, the triple lock guarantees that annual State pension increases match the highest of:  CPI inflation (September measure)  Average … Continue reading →

New data from HMRC reveals a resurgence in company car ownership driven not by nostalgia, but by strategic tax incentives and the rise of electric vehicles. For business owners and senior executives exploring tax-efficient remuneration, this trend offers both opportunity … Continue reading →

In a notable shift, the UK government is reframing its stance on investment risk, moving away from caution and towards opportunity. At the heart of this change is Chancellor Rachel Reeves, who recently used her Mansion House speech to call … Continue reading →