Powers of attorney move one step closer to the digital age

The administration of lasting powers of attorney (LPA) is on its way to becoming fully online. In an ideal world, you should have an LPA (or its Scottish or Northern Ireland equivalent) sitting beside your will. The absence of either … Continue reading

Savings rates: don’t be caught in the numbers net

National Savings & Investments has launched two top of the savings league table one-year bonds, but the headline rates may not be your net return. The primary role of National Savings & Investments (NS&I) is “cost-effective financing for the government.” … Continue reading

A spring Budget cycle will resume shortly

The Chancellor has announced that he will issue an Autumn Statement on 22 November. Perhaps it was just coincidence, but a year to the day after Liz Truss was elected Prime Minister, the current Chancellor (and her second) announced that … Continue reading

The case for increasing pension contributions

A new think tank report highlights the need to increase pension contributions. Over time, good ideas start to age. Take, for example, automatic enrolment into workplace pensions, which is now eleven years old. In some respects, it has been highly … Continue reading

Intestacy limit breach delays uplift

“Get a will and keep it up to date” is advice that often appears in the personal finance pages and elsewhere. A recent lapse in concentration from the Ministry of Justice illustrates how important that advice can be. The lapse … Continue reading