Inflation: getting real about returns

With inflation edging ever closer to double digits, the way you think about investment returns may need to change. From January 2000 to the start of this year, inflation, as measured by the Consumer Price Index (CPI), averaged 2.3%. Over … Continue reading

The state of retirement in 2022

An annual survey from major investment manager Abrdn has provided a snapshot of people who have or plan to retire in 2022. Wherever you are in your retirement planning, the research offers an interesting insight. When do you plan to … Continue reading

Time to take AIM with your ISA?

The tax benefits of ISAs can extend to inheritance tax. Individual Savings Accounts (ISAs) have three major tax advantages: No UK income tax liability on UK dividends and interest. With frozen tax bands and allowances plus an increase in dividend … Continue reading

Can the child benefit charge be fixed?

A critical review of how the government taxes child benefits has raised a major question mark over HMRC’s approach to collecting payments. Child benefit tax, or the High-Income Child Benefit Charge (HICBC) to use its legal name, is a case … Continue reading

Looking after your pennies

With inflation hitting 6.2% in February and outstripping wage growth, make sure you are paying attention to what’s happening to your money. We explore some ways to help keep your money where it belongs. Tip 1: Make sure you have … Continue reading