The role of Individual Savings Accounts (ISAs) has changed since they were launched over 20 years ago, so are they still worth having? Since ISAs were introduced in April 1999 the ISA portfolio has been extended to include: Junior ISAs … Continue reading →

A recent survey of people who have or plan to retire in 2021 provides interesting insights, whatever your intended retirement year. The average age of people planning to retire in 2021 is 60, according to a recently published survey by … Continue reading →

State pensions and the National Living Wage both increased in April. Still under 60% April is the month when state benefits are uprated – unless they are subject to a freeze. It is also the month when the National Living … Continue reading →

A recent report showed that global dividend payments held up much better than those in the UK in 2020. Source: Janus Henderson For investors in UK shares and funds investing in UK companies, 2020 was a grim year when it … Continue reading →

The freeze on the inheritance tax (IHT) nil rate band will mean more tax from more estates. The big freeze In March 2006 the then Chancellor, Gordon Brown, announced that the IHT nil rate band for 2009/10 would be £325,000. … Continue reading →