Last call for 2016/17 on your annual allowance…

The clock is ticking on using up your pension annual allowance The allowance effectively sets the maximum pension contributions from all sources (including your employer) on which you may be able to claim income tax relief. In recent times it … Continue reading

A Budget Day… at last

In early January the Chancellor announced a new Budget date: 11 March 2020. This could be a significant Budget. Traditionally, the first Budget of a new Parliament is when the Chancellor delivers the medicine of tax increases and/or unpopular reforms. … Continue reading

The 2019 investment year

The world’s share markets enjoyed strong rises in 2019. Index 2019 Change FTSE 100 +12.1% FTSE All-Share +14.2% Dow Jones Industrial +22.3% Standard & Poor’s 500 +28.88% Nikkei 225 +18.2% Euro Stoxx 50 (€) +24.8% Shanghai Composite +22.3% MSCI Emerging … Continue reading

LISA left standing

The Lifetime ISA is now on its own as the ISA option for first time buyers. At the start of December, the Help-to-Buy ISA was withdrawn for new investments. Its disappearance means that the Lifetime ISA (LISA) is now the … Continue reading

Life expectancy shortens…or does it?

New calculations from the Office for National Statistics have lowered life expectancies. Source: ONS Every two years, the Office for National Statistics (ONS) recalculates its national population projections (NPP). As part of the exercise, the ONS reviews and updates its … Continue reading