The Financial Conduct Authority has announced a temporary ban on the promotion of most ‘mini-bonds’. Have you ever been tempted by those advertisements offering 8%+ yields on property-backed bonds? If you have, then you’ve probably been looking at a promotion … Continue reading →

Inflation has fallen to its lowest level in almost three years, but you should still take it into account. Source: ONS The October measure of annual inflation was lower than most experts had expected. At 1.5% on the CPI yardstick, … Continue reading →

Recently released economic data suggest a relatively large increase in the main state pensions for the next tax year, but it’s still inadequate for a happy retirement. The new levels of state pension for the coming financial year (2020/21) are … Continue reading →

The Autumn Budget may have been deferred, but the tax year clock is still ticking. The deferral of the Autumn Budget, originally due on 6th November 2019, created several problems.  It meant that the political parties went into the election … Continue reading →