Inheritance tax revisited
The Budget brought inheritance tax (IHT) into the news headlines, but its impact is not well understood. Mark and Hannah have an estate valued at £1.25 million, including their jointly owned home worth £400,000. Like many couples, their wills leave … Continue reading
Attitudes to retirement
A recent survey has raised questions about retirement readiness. One of the world’s largest investment managers, BlackRock, recently published its latest review of the UK’s retirement landscape. The work was based on a survey of 1,000 savers in defined contribution … Continue reading
National Savings & Investments and cuts
National Savings & Investments (NS&I) has been busy reducing its interest rates in recent months. NS&I has roots going back to 1861, when Gladstone, then Chancellor of the Exchequer, launched the Post Office Savings Bank. NS&I’s latest quarterly results show … Continue reading
From new year to year end – keeping a tax-planning resolution?
As 2025 gets under way, it is once again the time of year to start considering your tax year-end planning The early months of the year are the time to undertake year-end tax planning. Unsurprisingly, the traditional drivers have been … Continue reading
Pensions and IHT: beware April 2027
The latest Budget move to count pensions as part of your estate for inheritance tax (IHT) is a major change, with potentially significant consequences. At present, most pension benefits payable on death, whether lump sums or other income, are outside … Continue reading

