Another notch up in State Pension Age

An independent review has recommended bringing forward the move to a state pension age of 68. There was a time when men received their state pension from age 65 and women from age 60. Those numbers may still be locked … Continue reading

Time to review your salary sacrifice arrangements?

New rules for taxing many salary sacrifice arrangements come into force from 6 April. One of the employment trends of recent years has been to make employee remuneration more flexible. Instead of pay and, if you were lucky, a company … Continue reading

The dividend allowance cut – what’s the damage?

One of the few surprises in the March Budget was a cut to the dividend allowance to come in 2018/19.   The dividend allowance first saw the light of day in the post-election Budget of July 2015. It was designed primarily … Continue reading

A boost to ISAs on the horizon

New regulations promise another improvement to ISAs soon. Recent statistics issued by the Investment Association (IA) point to a declining interest in individual savings accounts (ISAs). In 2016 the IA recorded only two months in which new money flowing into … Continue reading

6 April reminders

Tax year beginning planning can be just as valuable as its more familiar year end counterpart. The run up to 5 April, with the Budget (and often Easter) intervening, can be a frenetic time for personal financial planning. All tends … Continue reading