Budget 2012: Osborne cuts 50p tax rate to 45p The 50p income tax rate has been cut in today’s budget.  Top earners will be taxed at 45p in every pound from April 2013. It is expected the top rate of … Continue reading →

He’s started. Nobody knows how he’ll finish Most of you will have spoken to our technical consultant, David Love; some of you will have even seen him in the flesh. If you would like to see more of him, stay … Continue reading →

There has been much comment in the press recently about the effect of fees and charges on investments and pension schemes. Research commissioned by the Treasury indicates that undeclared and hidden charges more than double the publicised Annual Management Charge … Continue reading →

Tax Allowances, Rates and Thresholds for 2012/13 Following the Chancellor of the Exchequer’s Autumn Statement, the Government has published next year’s tax allowances, rates and thresholds for income Tax and National Insurance Contributions and subscription limits for Individual Savings Accounts. … Continue reading →

We have written a number of times about the wealth eroding effect of inflation, particularly against a background of low bank base rates. The only way, at present, to avoid the certainty of real-terms capital loss is to expose your … Continue reading →